Terms of Use
Last updated: [DD Month YYYY]
These terms govern your use of the KVJ Agile Care website and the information presented across its services. [Placeholder text — to be finalized by legal counsel.]
Acceptance of terms
[Placeholder: by using this site you agree to these terms.]
Nature of information
[Placeholder: content is for general information and does not constitute insurance, investment, tax or legal advice. Insurance is the subject matter of solicitation; investments are subject to market risks.]
Regulated services
[Placeholder: insurance broking is regulated by IRDAI; wealth & asset-management services are regulated by SEBI. Registration numbers and mandatory disclosures appear in the relevant world's footer.]
No warranty
[Placeholder: the site is provided 'as is' without warranties; we are not liable for indirect losses, to the extent permitted by law.]
Intellectual property
[Placeholder: trademarks, content and design are owned by KVJ Agile Care or its licensors.]
Governing law
[Placeholder: these terms are governed by the laws of India; disputes subject to the jurisdiction of [city] courts.]
This is placeholder text and not legal advice. [Final wording to be confirmed by legal counsel before launch.]