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KVJ Agile Care

Privacy Policy

Last updated: [DD Month YYYY]

This policy explains how KVJ Agile Care and its services (debt management, insurance services, and wealth & asset management) collect, use, share and protect your personal data. [Placeholder text — to be finalized by legal counsel, aligned to the Digital Personal Data Protection Act, 2023.]

Information we collect

[Placeholder: describe the categories of personal data collected — e.g. contact details, enquiry details, and, for wealth enquiries, the financial-profile information you choose to share.]

We practise data minimisation: sensitive details (such as investable assets) are optional and collected only where relevant.

How we use your information

[Placeholder: respond to enquiries, provide the requested service, meet regulatory obligations, and improve our services.] We do not sell your personal data.

Sharing and disclosure

[Placeholder: insurers, asset-management partners, regulators and service providers, as required to deliver the service and comply with law — under appropriate safeguards.]

Cookies and analytics

[Placeholder: describe cookies/analytics used. Non-essential cookies are set only with your consent via the cookie banner.]

Your rights under the DPDP Act

[Placeholder: access, correction, erasure, grievance redressal and the right to nominate, as provided under the Digital Personal Data Protection Act, 2023.]

Data retention & security

[Placeholder: retention periods and security measures — encryption, access controls, call recording where applicable.]

Grievances & contact

For privacy questions or grievances, contact our Grievance Officer at grievance@kvjagilecare.com. [Officer name and full contact to be confirmed.]

This is placeholder text and not legal advice. [Final wording to be confirmed by legal counsel before launch.]